The Health Side of Wealth: The Retirement Secret Isnt Financial

May 13, 2026
The Health Side of Wealth: The Retirement Secret Isnt Financial
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In This Conversation

Clay Pender joins Brandon Hatton to discuss strength training in retirement, simple exercises, balance, bone health, and how to stay active as you age.

Key Takeaways

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Episode Overview

Most retirement conversations focus on money. In this episode of Conscious Wealth Studios, Brandon Hatton and Clay Pender discuss another part of retirement readiness: having the strength and mobility to enjoy the life you’ve built. Clay shares simple exercises people can work into everyday routines, including squats, wall push-ups, lunges, and planks. They discuss strength, balance, bone health, and fall risk as people age, as well as the role community can play in staying active.

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TRANSCRIPT

The Retirement Secret

     Clay Pender, wealth manager, in-house  

     health expert, uh, professional runner.  

     Thank you for being in the studio today.  

     Welcome.  

     Yeah, thanks for having me back.  

     Uh, I understand you are bringing a  

     retirement secret into the studio today.  

     Hit me.  

     Yeah, retirement secret. Strength  

     training is a game changer.  

     Wait, what?  

     So,  

     wait, is this this is what you're  

     bringing me?  

     This is what I'm bringing. It doesn't  

     have to do with what you do with your  

     money, how much you have. It doesn't  

     have anything to do with it has to do  

     with your health.  

     

Why Strength Training Matters

     Okay, I'm going to give you a little  

     rope on this one. So, why strength  

     training in retirement?  

     Strength training is great for people of  

     any age, but specifically 65 and older,  

     the World Health Organization recommends  

     that doing at least two strength  

     training days of the week. So, two out  

     of the seven days should be doing  

     strength training. This could be  

     anywhere from just body weight squats.  

     This could be push-ups on the wall. This  

     could be a plank. When commercial comes  

     on, say, "Hey, I'm going to do 20 squats  

     

Functional Exercises and Movement

     during this commercial break." Before  

     you know it, you'll be a squat expert.  

     I'm starting to buy into this. I do like  

     compound exercises. I think those are  

     really great. Like these compound things  

     where a squat is working on so many  

     parts, your hips, your thighs, your  

     calves, your abs, your everything. So,  

     all right. What other types of things  

     can you do? So, functional. I'm sitting  

     in front of the TV.  

     Yeah, sit in front of the TV. You can do  

     squats. You can do lunges. Yep. You can  

     do push-ups. If you can't do push-ups  

     all the way down, you can do wall  

     push-ups. Just lean up against the wall,  

     but like get some movement in the arms.  

     

Muscle, Longevity, and Bone Density

     Get the muscles actually doing  

     functional exercises.  

     Why is muscle so important to  

     retirement? I wasn't thinking this was  

     your thing.  

     Muscle in retirement, it's going to  

     improve your longevity. It's gonna help  

     bone density. That's huge.  

     I know this has been something in my  

     family is people in your family fall  

     when they get older. Yeah. Like if  

     you're exercising every day, doing  

     strength training, less likely to fall.  

     You kind of have, you know, how your  

     

Why Waiting Too Long Matters

     body is moving and how it works if  

     you're kind of in tune with that.  

     And if you've fallen, it's probably too  

     late. Like you learned this lesson too  

     late. You needed the muscle mass. You  

     needed the reserves to protect your to  

     protect your bones. That makes sense.  

     

Community and Strength Training

     Yeah. Exactly.  

     Well, and it also stops you from  

     falling, right? that strength, that  

     balance, that flexibility.  

     Yeah. And I mean, those are some  

     functional exercises. We also have a  

     friend of the company, Eric Levitan. He  

     he has a company and this is this is all  

     he does. This is he helps older  

     individuals do strength training.  

     Yeah. In a relational way in community,  

     so you get to know other people. We'll  

     be sure to Thanks for bringing him up.  

     

Build Muscle, Not Just Wealth

     Great. Well, thanks for coming in. Uh  

     any final words for the uh any final  

     words for our listeners?  

     Yeah. And I mean, one takeaway when in  

     your when you're in retirement, you're  

     done building your wealth. It's time to  

     spend your wealth and let's start  

     building some muscle instead.  

     I love it. I love it. Thanks. Thanks for  

     coming in. Yeah.

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